5312 N Mountain View
San Bernardino, CA, 92407
$655,000
MLS: CV26118937
Beds
4
Baths
2
Sq Ft
2,585
Lot
0.19 ac
Year Built
1959
MLS #
CV26118937
Days on Market
15
Listed
Jun 1, 2026
Description
Welcome to 5312 N. Mountain View in San Bernardino, a spacious single-story home offering 4 bedrooms, 2 bathrooms, and a comfortable layout designed for everyday living. The expansive family room, dining area, and dual-sided stone fireplace create inviting spaces for gathering and relaxation. The kitchen features granite countertops, cabinetry with modern gold tone handles, and flows into the dining room. Step outside to a generously sized backyard enclosed by a newer PVC vinyl fence, offering plenty of space for entertaining, outdoor activities, or pets to enjoy. The covered patio provides a relaxing retreat and includes a 6-person spa that is approximately two years old, perfect for unwinding after a long day. In addition to the 2-car garage, the property offers plenty of parking with a spacious driveway. Additional features include dual-pane windows, recessed lighting, and owned solar panels to help reduce energy costs. Conveniently located near schools, shopping, dining, and freeway access, this home combines space, comfort, and convenience for its next owner.
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Listed by: Katya Velasquez · RE/MAX TIME REALTY
Payment estimate
$4,962
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $65,500 · Loan: $589,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,734
- Property tax (1.25%)
- $682
- Homeowners insurance
- $300
- Mortgage insurance
- $246
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $22,925 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92407 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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