3962 Quartzite Lane
San Bernardino, CA, 92407
$649,000
Original list price: $655,000
MLS: IG26154559
Beds
4
Baths
3
Sq Ft
2,272
Lot
0.13 ac
Year Built
2006
MLS #
IG26154559
Days on Market
21
Listed
Jul 22, 2026
Description
Welcome to this beautifully maintained 4-bedroom, 3-bathroom single-family residence offering 2,272 square feet of thoughtfully designed living space. With one bedroom and a full bathroom conveniently located on the main level, this home provides flexibility for guests, multigenerational living, or a home office. The spacious floor plan features recessed lighting throughout, creating a bright and inviting atmosphere. Upstairs, the generous primary suite includes an additional bonus room—perfect for a private retreat, home office, fitness area, or nursery. The landscaped backyard offers an ideal space for outdoor entertaining, relaxing, or enjoying Southern California's year-round sunshine. Residents enjoy access to exceptional community amenities, including a sparkling pool and BBQ area. Outdoor enthusiasts will appreciate the nearby hiking trails, while families will love the convenience of Paakuma K–8 School, located within walking distance. Combining comfort, functionality, and an outstanding location, this home offers the perfect balance of modern living and community convenience.
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Listed by: TANYA GALLAGHER · Berkshire Hathaway Homeservices California Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,106
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $64,900 · Loan: $584,100
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,765
- Property tax (1.25%)
- $676
- Homeowners insurance
- $300
- Mortgage insurance
- $243
- HOA dues
- $121
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $22,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92407 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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