39038 Bayview Lane
Big Bear Lake, CA, 92315
$659,000
MLS: OC26187085
Beds
3
Baths
2
Sq Ft
1,728
Lot
0.12 ac
Year Built
1972
MLS #
OC26187085
Days on Market
59
Listed
Aug 28, 2026
Description
Welcome to this beautiful Boulder Bay home offering peek-a-boo lake views, a desirable reverse floor plan, and an exceptional outdoor setting. Located within walking distance to the lake, this inviting 3-bedroom, 2-bath retreat features a spacious upper-level great room with wood floors, tongue-and-groove accents, high beamed ceilings, and a striking stone fireplace. The updated eat-in kitchen features tile flooring and opens to the living area with a convenient breakfast bar. The main level includes two bedrooms, with one providing direct access to the large deck where you can enjoy lake views and the surrounding mountain setting. The lower level offers a spacious game/family room with a second beautiful stone fireplace, wet bar, and kitchenette, creating an ideal space for entertaining or relaxing. A third bedroom, second bath, and separate laundry room complete the lower level. Step outside to the large, flat and usable fully fenced and gated backyard, featuring a private spa, generous patio space, and plenty of room to enjoy starry mountain evenings. The expansive deck provides easy access from both the living area and bedroom. Concrete parking accommodates several vehicles, with additional room for a boat or RV. Easy year-round access and a history of successful vacation rental use make this a fantastic opportunity to enjoy the best of Big Bear. Live the lake life in desirable Boulder Bay!
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Miguel Diaz · REDFIN
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,308
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $65,900 · Loan: $593,100
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,074
- Property tax (1.25%)
- $686
- Homeowners insurance
- $300
- Mortgage insurance
- $247
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $23,065 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92315 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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