39150 Chincapin
Big Bear Lake, CA, 92315
$409,000
MLS: HD26227452
Beds
1
Baths
1
Sq Ft
936
Lot
0.27 ac
Year Built
1951
MLS #
HD26227452
Days on Market
11
Listed
Oct 20, 2026
Description
REMODELED BIG BEAR LAKE CABIN ON A RARE 0.27-ACRE FLAT LOT – PRICED TO SELL! Discover this charming, remodeled two-level mountain retreat nestled in a peaceful neighborhood near the desirable Boulder Bay area of Big Bear Lake! Situated on an approximately 0.27-acre flat, usable lot—a rare find in Big Bear Lake—this property offers exceptional outdoor space, privacy, and versatility. The inviting interior features one bedroom on the main level, a spacious upstairs loft with additional sleeping accommodations for up to six people, a separate dining area, and convenient indoor laundry. Whether you’re looking for a cozy second home, weekend getaway, or investment opportunity, this property offers plenty of possibilities. Enjoy the spacious yard with room for outdoor entertaining, recreation, and creating your own mountain oasis. Ideally located just minutes from Big Bear Village, shopping, dining, and Boulder Bay, and less than 15 minutes from Snow Summit for year-round mountain adventures. Walking distant to pleasure point marina and boulder bay park and walkable dock area Priced to sell, this is a fantastic opportunity to own a remodeled Big Bear Lake getaway on an oversized, level 0.27-acre lot in a quiet mountain setting. Don’t miss it!
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Richard Bounce · Vanta Real Estate
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,388
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $40,900 · Loan: $368,100
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,509
- Property tax (1.25%)
- $426
- Homeowners insurance
- $300
- Mortgage insurance
- $153
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $14,315 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92315 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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