3945 San Benito
San Bernardino, CA, 92407
$470,000
Original list price: $490,000
MLS: IG26193142
Beds
3
Baths
1
Sq Ft
988
Lot
0.20 ac
Year Built
1957
MLS #
IG26193142
Days on Market
47
Listed
Sep 2, 2026
Description
Welcome to this charming single-story home offering 3 bedrooms, 1 bathroom, and endless possibilities! Situated on a spacious 8,580-square-foot lot, this property provides plenty of room for outdoor entertaining, gardening, future improvements, or creating your own private backyard retreat. A gated side entrance offers potential RV, boat, or additional vehicle access. The generous backyard features mature trees and a covered patio area, perfect for relaxing, hosting gatherings, or enjoying outdoor dining. Inside, you will find a comfortable living area, tile flooring, and a functional kitchen with ample cabinet space. The attached two-car garage and extended driveway provide additional parking and storage options. Whether you are a first-time buyer, investor, or someone looking for a property with room to make it your own, this home offers great potential. Bring your ideas and imagine all the ways you can transform this property to fit your needs and lifestyle!
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Listed by: Cynthia Ybarra · Elevate Real Estate Agency
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,849
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $47,000 · Loan: $423,000
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,883
- Property tax (1.25%)
- $490
- Homeowners insurance
- $300
- Mortgage insurance
- $176
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $16,450 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92407 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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