633 W 48th
San Bernardino, CA, 92407
$480,000
MLS: IV26210096
Beds
3
Baths
2
Sq Ft
1,000
Lot
0.17 ac
Year Built
1957
MLS #
IV26210096
Days on Market
11
Listed
Oct 17, 2026
Description
Welcome to Arrowhead Farms, where the foothills provide a distinctive backdrop to an established San Bernardino neighborhood. Here, 633 W 48th Street offers the space, privacy, and potential to create a home that fits the way you live. This single-story 3-bedroom, 1.5-bath home has the comfortable proportions of a classic California ranch and sits on an approximately 7,560-square-foot lot. The front yard is enclosed and private, while the interior offers three bedrooms with flexibility for family, guests, or a dedicated workspace. But the real opportunity unfolds outside. The large private pool and covered patio give the backyard its own character—a place for summer afternoons, gatherings, or simply having more room to enjoy your home. There is still space to grow, allowing the next owner to expand, improve, or personalize the property over time. The location adds another layer to the story. You are near the San Bernardino foothills, California State University, local parks, shopping, and major freeway access, while remaining in the established Arrowhead Farms area known for its single-story homes and foothill setting. Some homes are finished. Others give you the opportunity to make them yours. 633 W 48th Street is ready for the next chapter.
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Listed by: CHARLES NIERRAS · THE NIERRAS REAL ESTATE GROUP
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,924
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $48,000 · Loan: $432,000
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,944
- Property tax (1.25%)
- $500
- Homeowners insurance
- $300
- Mortgage insurance
- $180
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $16,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92407 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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