39601 Country Club
Palmdale, CA, 93551
$769,000
MLS: PV26212815
Beds
5
Baths
3
Sq Ft
3,498
Lot
0.23 ac
Year Built
1966
MLS #
PV26212815
Days on Market
3
Listed
Oct 1, 2026
Description
There are houses you buy because the numbers work. And there are houses that make you feel like you’ve finally arrived. Here, you can have both, With a seller-funded 3-2-1 mortgage rate buydown, buyers may be able to begin with a mortgage rate in the 4% range for the first year. Which means the house that feels like the next chapter may be closer than you think. You get Country Club Estates but no HOA. This is a house with presence. Come through the gate and the rest of the world starts to disappear. A six-foot wall surrounds the property, creating a sense of privacy that’s hard to find. There’s space. A pool waiting for summer afternoons. And room for people to gather without everyone being on top of each other. It feels like the kind of house where life gets bigger. Where dinner turns into drinks by the pool. Where friends stay longer than they planned. Where family has room to visit. Where the dogs have space, the cars have space with three garage spaces, your work has space, and you finally stop feeling like you have to edit your life to fit the house. Much of the expensive work has already been done, with major upgrades including a new electrical panel, new exterior pavers, new flooring, new HVAC, fresh paint, new windows and sliders, and a remodeled kitchen. Then you go upstairs. In addition to three bedrooms, there is a massive suite that feels practically destined to become its own self-contained ADU. There’s enough space to start imagining an entirely separate way of living: a private guest retreat, a place for family, a separate income opportunity, or something entirely your own. And that is where this house becomes particularly interesting. Because you aren’t just buying what it is today. You’re buying options. Room to live differently. Room to create something of your own. Room to make the house work harder for you over time. And perhaps the most unexpected part is that getting here may be more attainable than it looks. Sometimes moving up isn’t about settling for less. It’s about finding a house that gives you more.
Location
Palmdale, Los Angeles County, CA 93551
Open on Google Maps ↗Listed by: Rebecca Chambliss · Carmody Real Estate, Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,125
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $76,900 · Loan: $692,100
Average 30-yr fixed rate 7.28% as of Oct 1, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,735
- Property tax (1.25%)
- $801
- Homeowners insurance
- $300
- Mortgage insurance
- $288
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 1, 2026
- 30-year fixed
- 7.28%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. As a local Palmdale Realtor since 2005, Mike Watson knows how Rancho Vista, Anaverde, and the east-side tracts price out and which ZIP fits your budget. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $26,915 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Palmdale, CA 93551 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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