40020 E 176th Street
Palmdale, CA, 93591
$425,000
MLS: 26000224
Beds
4
Baths
2
Sq Ft
1,143
Lot
0.55 ac
Year Built
1978
MLS #
26000224
Days on Market
106
Listed
Jan 10, 2026
Description
This inviting single-story home offers four bedrooms and two bathrooms within approximately 1,143 square feet of comfortable living space, set on a spacious lot highlighted by a sparkling private pool—ideal for relaxing, entertaining, and enjoying Southern California's outdoor lifestyle. The layout includes three bedrooms reflected on title, along with an additional bedroom added without permits, providing flexible options for guests, a home office, or extended living needs. The interior features a functional and welcoming layout, with a cozy living area that flows naturally into the kitchen and dining space—ideal for everyday living. The bedrooms are well-sized, and the two bathrooms add convenience for households of all sizes. The property has been recently updated, with fresh interior paint throughout and newly renovated showers, giving the home a refreshed and move-in-ready feel. The expansive backyard offers generous space around the pool for hosting gatherings, unwinding on warm days, or customizing the outdoor area to suit your vision. This home presents a great opportunity for buyers seeking comfort, versatility, and outdoor enjoyment.
Location
Palmdale, Los Angeles County, CA 93591
Open on Google Maps ↗Listed by: Felipe Cerros · Real Brokerage Technologies
Payment estimate
$3,252
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,500 · Loan: $382,500
- Principal & Interest
- $2,350
- Property tax (1.25%)
- $443
- Homeowners insurance
- $300
- Mortgage insurance
- $159
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $14,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93591 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Palmdale. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Palmdale, CA 93591 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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