40053 Lloyds Court
Palmdale, CA, 93551
$585,000
Original list price: $620,000
MLS: SR26122072
Beds
4
Baths
2
Sq Ft
2,075
Lot
0.17 ac
Year Built
1990
MLS #
SR26122072
Days on Market
124
Listed
Jun 4, 2026
Description
Single-Story Pool Home in Rancho Vista, West Palmdale, No HOA! Welcome to this beautiful 4-bedroom, 2-bathroom home offering 2,075 square feet of comfortable living space on a quiet cul-de-sac in one of West Palmdale's most desirable neighborhoods. Best of all, there are no HOA fees, giving you the freedom to enjoy your home without additional monthly dues. Designed for both relaxation and entertaining, the backyard is your own private retreat featuring a sparkling pool and spa, newly installed pool motor, covered patio, gazebo, built-in outdoor bar, and beautifully landscaped grounds, perfect for enjoying Southern California's year-round sunshine. Inside, you'll find a bright, open floor plan filled with natural light and highlighted by a stunning double-sided fireplace that creates a warm and inviting atmosphere in both the living and family rooms. The kitchen offers abundant cabinetry, recessed lighting, and generous counter space, flowing seamlessly into the family room for effortless everyday living and entertaining. The private primary suite offers direct access to the backyard, a walk-in closet, dual vanities, a soaking tub, and a separate shower, creating the perfect place to unwind. All bedrooms feature new flooring, adding a fresh, updated feel to the home. Three additional bedrooms provide flexibility for family, guests, or a home office. Additional highlights include a 3-car garage, indoor laundry room, ample storage, and a spacious lot designed for year-round outdoor enjoyment. Located in the highly sought-after Rancho Vista community, you'll be just minutes from schools, parks, shopping, dining, golf courses, and convenient freeway access. If you're searching for a single-story pool home in West Palmdale, a Rancho Vista home with no HOA, or a property with an incredible backyard for entertaining, this home is one you won't want to miss. Schedule your private showing today and experience everything this exceptional home has to offer!
Location
Palmdale, Los Angeles County, CA 93551
Open on Google Maps ↗Also listed on GAVAR · MLS# 26006262
Listed by: Maria Valencia · Sync Brokerage Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,695
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $58,500 · Loan: $526,500
Average 30-yr fixed rate 7.18% as of Nov 5, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,567
- Property tax (1.25%)
- $609
- Homeowners insurance
- $300
- Mortgage insurance
- $219
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Nov 5, 2026
- 30-year fixed
- 7.18%
- 15-year fixed
- 6.57%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale fits buyers who want Plant 42 access, west-side foothill streets in 93551, or east-of-the-14 value. The side of town matters more than the city slogan. Anaverde and Rancho Vista share 93551 and do not share the same HOA or tax bill. Central Palmdale is 93550. East Palmdale includes 93552 and 93591. Mike Watson, Keller Williams in Palmdale, DRE #01712313, licensed since 2005, prices those pockets separately. Open the west or east hub first. If Edwards is also in the household, use the two-gate housing guide next to the Plant 42 page. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $20,475 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Palmdale, CA 93551 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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