ActiveSingleFamilyResidence

40053 Lloyds Court

Palmdale, CA, 93551

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$620,000

MLS: SR26122072

Beds

4

Baths

2

Sq Ft

2,075

Lot

0.17 ac

Year Built

1990

MLS #

SR26122072

Days on Market

8

Listed

Jun 4, 2026

Description

Welcome to this beautiful home located in the highly desirable Rancho Vista community of West Palmdale. Nestled on a quiet, family friendly cul-de-sac, this well maintained residence offers 4 bedrooms, 2 bathrooms, and 2,075 square feet of comfortable living space. As you step inside, you'll be greeted by abundant natural light, an inviting open layout, and a stunning double sided fireplace that adds warmth and character to the living spaces. The kitchen features plenty of cabinetry, recessed lighting, and a spacious breakfast nook, creating the perfect setting for both everyday living and entertaining. Step outside to your own private backyard retreat. Designed with entertaining in mind, the backyard boasts a sparkling pool and spa, covered patio, built-in outdoor serving bar, charming gazebo, and block wall fencing for added privacy. Whether you're hosting summer pool parties, weekend BBQs, or simply unwinding after a long day, this outdoor space offers the ideal California lifestyle. Additional highlights include a spacious 3-car garage and a location that puts you close to award-winning schools, shopping, dining, parks, freeway access, and the Rancho Vista Golf Course. Combining comfort, convenience, and exceptional outdoor living, this Rancho Vista gem is a place you'll be proud to call home. Don't miss this opportunity to own one of Rancho Vista's finest single story pool homes! Schedule your private showing today!

Location

Palmdale, Los Angeles County, CA 93551

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Listed by: Maria Valencia · Sync Brokerage Inc.

Payment estimate

$4,713

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $62,000 · Loan: $558,000

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$3,534
Property tax (1.25%)
$646
Homeowners insurance
$300
Mortgage insurance
$233
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

Palmdale, CA in context

Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.

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Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $21,700 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Palmdale, CA 93551 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.