ActiveSingleFamilyResidence

40055 Denham Drive

Palmdale, CA, 93551

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$639,900

Original list price: $649,900

MLS: SR25262027

Beds

5

Baths

3

Sq Ft

2,098

Lot

0.15 ac

Year Built

1994

MLS #

SR25262027

Days on Market

193

Listed

Nov 17, 2025

Description

Welcome to this bright and spacious 2-story single-family home offering 5 bedrooms, 3 bathrooms, and an open 2,098 sqft floorplan designed for comfort and functionality. Inside an inviting living room featuring high ceilings, abundant natural light, and a cozy fireplace, perfect for relaxing or entertaining. The kitchen and dining areas flow seamlessly into the living space, enhancing the open-concept feel. Upstairs you'll find well-appointed bedrooms, including a generous primary suite. Enjoy the convenience of a dedicated laundry room, ceiling fans throughout, and thoughtful layout details that make everyday living easy. The backyard is ideal for outdoor gatherings, complete with a covered patio and plenty of room to create your own outdoor retreat. Sitting on a 6,639 sqft lot, this home offers both space and privacy. A wonderful opportunity to own a beautifully maintained home with all the essentials and more, don't miss it!

Location

Palmdale, Los Angeles County, CA 93551

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Also listed on GAVAR · MLS# 25008772

Listed by: Manuel Morales · JohnHart Real Estate

Payment estimate

$4,854

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $63,990 · Loan: $575,910

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$3,648
Property tax (1.25%)
$667
Homeowners insurance
$300
Mortgage insurance
$240
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

Palmdale, CA in context

Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.

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Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $22,397 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.