40113 Tesoro Lane
Palmdale, CA, 93551
$949,990
MLS: SR26127432
Beds
5
Baths
4
Sq Ft
3,576
Lot
0.46 ac
Year Built
1990
MLS #
SR26127432
Days on Market
0
Listed
Jun 13, 2026
Description
***LIVE BEAUTIFULLY *** Luxury, Pool, Spa, Gated Community, RV Access, & PAID Solar! Welcome to this stunning luxury pool and spa estate located within the highly sought-after gated community of Montera Estates. Showcasing over $220,000 in premium upgrades and amenities, this exceptional 5-bedroom residence blends elegance, comfort, and modern sophistication on an expansive private lot. A grand entry with soaring ceilings welcomes you into the formal living and dining rooms, creating an impressive first impression. The thoughtfully designed floor plan includes a downstairs bedroom and full bathroom, plus an additional guest powder room, making it ideal for multigenerational living and entertaining. Throughout the home, you'll find plantation shutters, LED lighting, fresh interior paint, upgraded baseboards, new designer door hardware, and waterproof luxury vinyl plank flooring that adds warmth and style. Dual staircases lead upstairs where new carpeting enhances every bedroom and living space. At the heart of the home is the completely remodeled chef's kitchen, featuring quartz countertops, custom ash wood cabinetry, new stainless steel appliances, double ovens, pendant lighting, and a large center island with bar seating. The kitchen seamlessly opens to the spacious family room, highlighted by a floor-to-ceiling stone fireplace that creates the perfect gathering space. Upstairs, a versatile loft offers endless possibilities as a game room, theater, or secondary living area. Retreat to the luxurious primary suite featuring double-door entry, vaulted ceilings, a dual-sided fireplace, and a custom barn door leading to the spa-inspired bathroom. Enjoy dual vanities, a spacious walk-in closet, a freestanding therapeutic soaking tub, and a beautifully designed stone-tiled walk-in shower. Every bathroom throughout the home has been tastefully renovated with quartz countertops and designer tile finishes. Step outside to your own private resort-style oasis. The massive park-like backyard is designed for year-round enjoyment and features a newly built heated pool and spa, two gazebos, a covered patio, a built-in BBQ, and mature landscaping that provides exceptional privacy and tranquility. Additional highlights include tinted windows, a paid-in-full 29-panel Tesla solar system, a QuietCool whole-house fan, and built-in garage storage cabinets. This luxury estate is truly a must see!
Location
Palmdale, Los Angeles County, CA 93551
Open on Google Maps ↗Also listed on GAVAR · MLS# 26004652
Listed by: Farris Tarazi · Real Brokerage Technologies, Inc.
Payment estimate
$7,226
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $94,999 · Loan: $854,991
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,415
- Property tax (1.25%)
- $990
- Homeowners insurance
- $300
- Mortgage insurance
- $356
- HOA dues
- $165
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $33,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Palmdale, CA 93551 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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