42672 Cougar Road
Big Bear Lake, CA, 92315
$420,000
MLS: HD26036369
Beds
3
Baths
1
Sq Ft
1,104
Lot
0.11 ac
Year Built
1958
MLS #
HD26036369
Days on Market
59
Listed
Feb 19, 2026
Description
Charming mountain retreat in the heart of Big Bear Lake! This beautifully renovated 2 bedroom, 1 bathroom home blends modern upgrades with cozy cabin charm. The remodeled kitchen features updated cabinetry, countertops, and fixtures, while the fully upgraded bathroom offers a clean, contemporary feel. Whether you’re looking for the perfect vacation getaway or a high-performing short-term rental investment, this property checks all the boxes. Enjoy stunning mountain views and fantastic curb appeal that makes a great first impression. Ideally located just minutes from Big Bear Alpine Zoo, Bear Mountain Ski Resort, Big Bear Lake, and The Village shopping and dining district, you’ll have year-round activities right at your fingertips. A rare opportunity to own a turnkey mountain property in one of Southern California’s most sought-after vacation destinations—don’t miss out!
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Omar Alfaro · Real Brokerage Technologies
Payment estimate
$3,217
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,000 · Loan: $378,000
- Principal & Interest
- $2,322
- Property tax (1.25%)
- $438
- Homeowners insurance
- $300
- Mortgage insurance
- $158
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $14,700 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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