40176 Esterly Ln
Big Bear Lake, CA, 92315
$499,900
MLS: NDP2605817
Beds
3
Baths
3
Sq Ft
1,474
Lot
0.06 ac
Year Built
1984
MLS #
NDP2605817
Days on Market
63
Listed
Jun 17, 2026
Description
Nestled among the pines of Big Bear Lake, this stunning, fully remodeled tri-level A-Frame cabin offers the perfect blend of mountain charm and modern comfort — fully furnished and move-in ready. The thoughtfully designed interior spans three levels, each bedroom featuring its own private balcony with serene views. Gather around the wood-burning fireplace in the living room, or retreat to the master suite, where a modern fireplace sets the tone for a quaint mountain escape. The remodeled kitchen is a chef's delight, outfitted with quartz countertops, porcelain wood-look tile, and fully upgraded appliances — all kitchenware included. An open-concept layout connects the kitchen seamlessly to the living and dining areas, creating an ideal space for entertaining family and friends. Each of the three levels features its own fully remodeled bathroom, complete with elegant porcelain tile enclosures — a layout that offers exceptional privacy and convenience for guests and residents alike. Outside, a private wood patio with an included spa invites year-round relaxation. The attached one-car garage completes this turnkey package. Located within walking distance to Big Bear Lake and minutes from the village, this property is ideally positioned for both personal enjoyment and strong rental income as a short-term vacation rental.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Alisa Geddes · Keller Williams Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,902
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,990 · Loan: $449,910
Average 30-yr fixed rate 6.67% as of Aug 13, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,894
- Property tax (1.25%)
- $521
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 13, 2026
- 30-year fixed
- 6.67%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $17,497 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92315 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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