4061 Adriatic Street
Oxnard, CA, 93035
$2,298,500
MLS: V1-39228
Beds
4
Baths
3
Sq Ft
3,451
Lot
0.12 ac
Year Built
2006
MLS #
V1-39228
Days on Market
2
Listed
Oct 12, 2026
Description
Welcome to your waterfront retreat in Seabridge, where everyday living feels like a getaway. Set within the desirable guard-gated Coral Island community, this thoughtfully refreshed and beautifully presented home captures the very best of the Channel Islands Harbor lifestyle, with sparkling water views and your own private 35-foot boat dock just steps from your back door.Offering approximately 3,451 square feet, this spacious residence features 4 bedrooms, 3 baths, a versatile den, central air conditioning and a highly desirable three-car garage. Enhanced with updated fixtures and beautifully styled interiors, the home feels warm, inviting and ready to enjoy. Generous living and entertaining spaces take full advantage of the waterfront setting, while a main-level bedroom and full bath offer wonderful flexibility for guests or extended family.Upstairs, wake up to beautiful channel views from the expansive primary suite, complete with a private waterfront balcony, fireplace, spacious bath and walk-in closet. Two additional bedrooms and a flexible den provide plenty of options for family, guests or a home office. Outside is where the Seabridge lifestyle truly comes alive. Relax or entertain on the waterfront patio featuring a built-in BBQ and fire pit, watch the boats pass by, or step onto your private dock and head out onto the harbor. Whether enjoying a quiet morning by the water or an evening with friends, this is a home designed to embrace its exceptional setting.Beyond the home, residents enjoy the privacy of a guard-gated community along with resort-style amenities including a clubhouse, pool, fitness center and scenic walking paths. A private boat dock, waterfront views, three-car garage and an incredible harbor lifestyle come together to create a special opportunity in one of Oxnard's most sought-after waterfront communities. Coastal living starts here.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Michele Mittelman · eXp Realty of Greater LA
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$18,167
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $229,850 · Loan: $2,068,650
Average 30-yr fixed rate 7.40% as of Oct 8, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $14,323
- Property tax (1.25%)
- $2,394
- Homeowners insurance
- $300
- Mortgage insurance
- $862
- HOA dues
- $288
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 8, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.73%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $80,448 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 93035 (Oxnard)within ±10% of this home's price and size.
Local Market Stats
See Oxnard, CA 93035 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.