ActiveSingle Family Residence

40636 Via Verdad

Palmdale, CA, 93551

1 / 24View all 24 photos

$550,000

MLS: 26000443

Beds

4

Baths

3

Sq Ft

2,475

Lot

0.17 ac

Year Built

1988

MLS #

26000443

Days on Market

99

Listed

Jan 16, 2026

Description

Rancho Vista 2 story, This Huge and Spacious homes is in one of the AV's best neighborhoods, it features 4 to 5 bedrooms of living spaces, circular stair case with cathedral and vaulted ceilings, 3 baths, 2 fireplaces, living room, dining room and a family room, a deck off the master suite with a view, on a pool size lot with block wall fencing, she shed and hot tub/spa with great neighbors and walking distance to schools, shopping, transportation and Rancho Vista Golf course.

Location

Palmdale, Los Angeles County, CA 93551

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Listed by: Cedric Age · Ace Realty-Palmdale

Payment estimate

$4,121

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $55,000 · Loan: $495,000

%
Principal & Interest
$3,041
Property tax (1.25%)
$573
Homeowners insurance
$300
Mortgage insurance
$206
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $19,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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