40636 Via Verdad
Palmdale, CA, 93551
$549,900
MLS: 26000443
Beds
4
Baths
3
Sq Ft
2,475
Lot
0.17 ac
Year Built
1988
MLS #
26000443
Days on Market
126
Listed
Jan 16, 2026
Description
Rancho Vista 2 story, This Huge and Spacious homes is in one of the AV's best neighborhoods, it features 4 to 5 bedrooms of living spaces, circular stair case with cathedral and vaulted ceilings, 3 baths, 2 fireplaces, living room, dining room and a family room, a deck off the master suite with a view, on a pool size lot with block wall fencing, she shed and hot tub/spa with great neighbors and walking distance to schools, shopping, transportation and Rancho Vista Golf course.
Location
Palmdale, Los Angeles County, CA 93551
Open on Google Maps ↗Also listed on CRMLS · MLS# 26639617
Listed by: Cedric Age · Ace Realty-Palmdale
Payment estimate
$4,201
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $54,990 · Loan: $494,910
- Principal & Interest
- $3,122
- Property tax (1.25%)
- $573
- Homeowners insurance
- $300
- Mortgage insurance
- $206
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 4, 2026
- 30-year fixed
- 6.48%
- 15-year fixed
- 5.79%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $19,247 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Palmdale, CA 93551 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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