40636 Via Verdad
Palmdale, CA, 93551
$550,000
MLS: 26639617
Beds
4
Baths
3
Sq Ft
2,475
Lot
0.17 ac
Year Built
1988
MLS #
26639617
Days on Market
95
Listed
Jan 16, 2026
Description
Rancho Vista 2 story, This Huge and Spacious homes is in one of the AV's best neighborhoods, it features 4 to 5 bedrooms of living spaces, circular stair case with cathedral and vaulted ceilings, 3 baths, 2 fireplaces, living room, dining room and a family room, a deck off the master suite with a view, on a pool size lot with block wall fencing with great neighbors and walking distance to schools, shopping, transportation and Rancho Vista Golf course.
Location
Palmdale, Los Angeles County, CA 93551
Open on Google Maps ↗Listed by: Cedric Age · ACE Realty
Payment estimate
$4,121
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $55,000 · Loan: $495,000
- Principal & Interest
- $3,041
- Property tax (1.25%)
- $573
- Homeowners insurance
- $300
- Mortgage insurance
- $206
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $19,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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