40829 Cobblestone Court
Palmdale, CA, 93551
$749,000
MLS: 26004183
Beds
4
Baths
3
Sq Ft
2,050
Lot
0.29 ac
Year Built
1995
MLS #
26004183
Days on Market
0
Listed
May 28, 2026
Description
Located in the prestigious gated Stonegate community on Palmdale's desirable West Side, this stunning two-story home offers the perfect blend of luxury, comfort, and functionality. Designed to complement a variety of lifestyles, the home features 4 spacious bedrooms and 3 full bathrooms, including a convenient downstairs bedroom and full bath ideal for guests or multigenerational living. The interior showcases dark laminate hardwood flooring, an updated kitchen with quartz countertops, newer cabinetry, and stainless steel appliances. The spacious 3-car garage features durable epoxy flooring, while elegant French doors open to a beautifully landscaped resort-style backyard designed for both relaxation and entertaining. The pool and spa have been completely remodeled and feature PebbleTec finishes, a Baja reef, waterfall spa, heated pool, and a Hayward smart pool system. Recently completed stamped concrete decking adds to the backyard's upscale resort-style appeal. An additional 10x24 outbuilding currently serves as a private gym, offering flexible space that can easily be utilized as a home office, studio, workshop, or game room. Additional highlights include RV access and access to exclusive Stonegate community amenities, including a private park, BBQ area, and playground. As one of the few gated neighborhoods on Palmdale's West Side, Stonegate offers both privacy and an exceptional community atmosphere. https://youtu.be/Pg0uLfy6hOE
Location
Palmdale, Los Angeles County, CA 93551
Open on Google Maps ↗Listed by: Alesha Gonzalez · eXp Realty of California, Inc.
Payment estimate
$5,635
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $74,900 · Loan: $674,100
- Principal & Interest
- $4,274
- Property tax (1.25%)
- $780
- Homeowners insurance
- $300
- Mortgage insurance
- $281
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 28, 2026
- 30-year fixed
- 6.53%
- 15-year fixed
- 5.87%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $26,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Palmdale, CA 93551 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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