40902 Riverock Lane
Palmdale, CA, 93551
$729,950
MLS: CV26211440
Beds
4
Baths
3
Sq Ft
2,992
Lot
0.30 ac
Year Built
1990
MLS #
CV26211440
Days on Market
0
Listed
Oct 8, 2026
Description
Beautifully Updated Home in Gated Stonegate Community Welcome to 40902 Riverock Ln, Palmdale, CA 93551, a spacious two-story home situated on a desirable corner lot within the gated Stonegate Series community. Offering 4 bedrooms and 3 bathrooms, this home features a functional floor plan, generous living spaces, and numerous recent improvements throughout. The inviting double-door entry opens to a spacious living room with a fireplace, followed by a dining area with a convenient wet bar. The family room features a second fireplace and flows seamlessly into the kitchen, which offers tile flooring, newer-style cabinetry, a center island, breakfast area, and appliances. Recent improvements include landscaping and sprinkler repairs, window repairs, drywall and baseboard repairs, fresh interior paint, refinished kitchen cabinets, updated fireplaces and shower enclosures, new carpeting, smoke alarms, refrigerator and plumbing repairs, outlet covers, and professional cleaning. The first floor also includes a versatile office/bonus room, laundry room, and ¾ bathroom. Upstairs, you'll find all four bedrooms, including a spacious primary suite with a walk-in closet and private bathroom featuring dual sinks, a soaking tub, and separate shower enclosure. Step outside to the large rear yard, complete with a covered patio and ample space for entertaining, relaxing, or outdoor activities. An attached three-car garage and driveway provide plenty of parking and storage. With its gated-community setting, corner-lot location, spacious floor plan, and extensive recent improvements, this home is ready for its next owner to make it their own.
Location
Palmdale, Los Angeles County, CA 93551
Open on Google Maps ↗Listed by: Jessie Rodriguez · Coldwell Banker Icon
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,928
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $72,995 · Loan: $656,955
Average 30-yr fixed rate 7.28% as of Oct 1, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,495
- Property tax (1.25%)
- $760
- Homeowners insurance
- $300
- Mortgage insurance
- $274
- HOA dues
- $99
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 1, 2026
- 30-year fixed
- 7.28%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. As a local Palmdale Realtor since 2005, Mike Watson knows how Rancho Vista, Anaverde, and the east-side tracts price out and which ZIP fits your budget. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $25,548 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Palmdale, CA 93551 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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