40985 E 163rd Street
Lake Los Angeles, CA, 93535
$409,900
MLS: 26006407
Beds
3
Baths
2
Sq Ft
1,025
Lot
0.90 ac
Year Built
1983
MLS #
26006407
Days on Market
39
Listed
Aug 14, 2026
Description
Welcome to this inviting single-story home featuring 3 bedrooms, 2 bathrooms, and approximately 1,025 sq. ft. of living space. The bright, refreshed interior offers tile flooring, a cozy fireplace, ceiling fans, recessed lighting, and plenty of natural light. The updated kitchen features white cabinetry, modern countertops, a center island, and stainless steel appliances. The bedrooms offer ceiling fans and generous closet space, while the bathrooms feature updated finishes. Outside, the property truly stands out with an approximately one-acre, fully fenced lot featuring mature trees, desert landscaping, and wide-open surroundings. Enjoy plenty of outdoor space, additional parking potential, and beautiful desert and mountain views. A wonderful opportunity to enjoy an updated home with a large lot in Lake Los Angeles.
Location
Lake Los Angeles, Los Angeles County, CA 93535
Open on Google Maps ↗Listed by: Ana Cruz · Real Brokerage Technologies
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,323
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $40,990 · Loan: $368,910
Average 30-yr fixed rate 6.95% as of Sep 17, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,442
- Property tax (1.25%)
- $427
- Homeowners insurance
- $300
- Mortgage insurance
- $154
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 17, 2026
- 30-year fixed
- 6.95%
- 15-year fixed
- 6.26%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Lake Los Angeles, CA in context
Lake Los Angeles is an unincorporated east-AV community in ZIP 93535, about 20 minutes east of Palmdale. Buyers come here for the most house-per-dollar in the AV — half-acre to multi-acre lots, fewer HOAs, and a quiet semi-rural pace. Many listings include desert acreage suitable for horses, RVs, or future expansion. Mike Watson knows the Lake Los Angeles and east-AV acreage market and has guided buyers here since 2005. If you are evaluating homes in Lake Los Angeles, Mike Watson lives and works the Lake Los Angeles market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lake Los Angeles home with as little as 3.5% down using an FHA loan — roughly $14,347 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Lancaster, CA 93535 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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