412 S Fern Avenue
Ontario, CA, 91762
$475,000
Original list price: $500,000
MLS: DW26187868
Beds
2
Baths
1
Sq Ft
931
Lot
0.06 ac
Year Built
1930
MLS #
DW26187868
Days on Market
52
Listed
Aug 27, 2026
Description
Priced to sell & be in before the holidays! Ontario Awaits You! Welcome to this charming 2-bedroom, 1-bathroom home in a prime Ontario location! This property offers a comfortable layout with an inside laundry area conveniently located in the bathroom, upgraded windows, and a 1-car attached garage. Enjoy a fenced-in yard, perfect for outdoor entertaining, gardening, or simply relaxing. Ideally located near Ontario International Airport, the 10 and 60 freeways, Downtown Ontario, local schools, and Ontario Mills, making commuting, shopping, dining, and entertainment a breeze. Look no further—this is the perfect opportunity to make Ontario your home! Don't miss out; this one awaits you!
Location
Ontario, San Bernardino County, CA 91762
Open on Google Maps ↗Listed by: Liz Lee · ehomes
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,933
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $47,500 · Loan: $427,500
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,960
- Property tax (1.25%)
- $495
- Homeowners insurance
- $300
- Mortgage insurance
- $178
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $16,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ontario, CA 91762 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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