ActiveSingleFamilyResidence

41664 Mcwhinney

Big Bear Lake, CA, 92315

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$793,000

MLS: IG26029655

Beds

4

Baths

2

Sq Ft

1,994

Lot

0.15 ac

Year Built

1984

MLS #

IG26029655

Days on Market

1

Listed

Feb 9, 2026

Description

Just a short walk to Snow Summit Ski Resort, this inviting mountain home puts you right in the middle of everything—close to the Village, shopping, the lake, and endless hiking and biking trails. Centrally located yet tucked into a peaceful setting, it’s the kind of spot that makes Big Bear living easy year-round. The 6,500sqft lot offers RV and boat parking both inside and outside the gated area, plus a beautifully landscaped backyard with multiple fruit trees—perfect for relaxing, entertaining, or unwinding after a day on the slopes or trails. Inside, the open-concept floor plan features two fireplaces, newer appliances, and dual water heaters designed to comfortably accommodate family, friends, or guests. Downstairs adds even more versatility with a game room, separate living room/den or cozy movie room, complete with its own fireplace—ideal for movie nights, game days, or hosting visitors. With four generously sized bedrooms, there’s plenty of space for everyone to spread out and feel at home. A busy vacation rental, the home is offered fully furnished and ready to enjoy, making it an excellent option for full-time living, a mountain getaway to create memories for years to come, or a strong short-term rental investment. Warm, welcoming, and move-in ready—this cozy mountain home is ready for its next chapter.

Location

Big Bear Lake, San Bernardino County, CA 92315

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Listed by: SARAH BENSON · RE/MAX BIG BEAR

Payment estimate

$5,809

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $79,300 · Loan: $713,700

%
Principal & Interest
$4,385
Property tax (1.25%)
$826
Homeowners insurance
$300
Mortgage insurance
$297
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $27,755 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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