41820 Stratford
Palmdale, CA, 93551
$599,999
MLS: SR26009833
Beds
4
Baths
3
Sq Ft
2,788
Lot
0.46 ac
Year Built
1990
MLS #
SR26009833
Days on Market
6
Listed
Jan 14, 2026
Description
Located in the gated Chatham Court community, this 4-bedroom, 3-bath home sits on a generous lot and offers formal living and dining areas, a kitchen with stainless steel appliances and breakfast nook, and a family room with direct access to the backyard. Upstairs primary suite offers an ensuite bath and wrap-around balcony. The property provides flexibility for future updates and includes a detached workshop/shed.
Location
Palmdale, Los Angeles County, CA 93551
Open on Google Maps ↗Listed by: Rebecca Loa · Luxury Collective
Payment estimate
$4,468
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $60,000 · Loan: $539,999
- Principal & Interest
- $3,318
- Property tax (1.25%)
- $625
- Homeowners insurance
- $300
- Mortgage insurance
- $225
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $21,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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