42500 W 20th Street
Lancaster, CA, 93534
$849,900
MLS: 26006549
Beds
5
Baths
3
Sq Ft
3,452
Lot
1.13 ac
Year Built
2003
MLS #
26006549
Days on Market
19
Listed
Aug 21, 2026
Description
Fantastic Opportunity on this Custom Built Single Story Home in White Fence Farms. In need of a little TLC this home is situated on approximately 1.13 acres, this custom-built single-story estate offers approximately 3,452 square feet with 5 bedrooms, 3 full bathrooms, expansive living spaces, and impressive indoor-outdoor amenities. A grand entrance with striking iron doors welcomes you into a light-filled interior with dramatic high ceilings and elegant formal and casual living areas. The chef-inspired kitchen features a large center island with breakfast bar, dining nook, raised-panel oak cabinetry, granite countertops, and built-in stainless steel GE Monogram appliances. The kitchen opens to the family room with fireplace, while the formal living room offers a second fireplace and soaring ceilings. The spacious Primary Suite is a private retreat with its own fireplace, oversized walk-in closet, jetted soaking tub, and separate walk-in shower. A secondary front entrance leads to a private office or fifth bedroom with nearby full bath, ideal for guests, extended living, or a dedicated workspace. The split floor plan places three additional bedrooms on the opposite side of the home for added privacy. The backyard is designed for entertaining with low-maintenance turf, an outdoor kitchen, and pergola-style covered patios with electrical and lighting. Additional features include a 3-car garage, solar system, dual-zone heating and A/C, tankless water heater, utility/laundry room with split cabinetry and sink, and generous RV access with additional storage space. This distinctive White Fence Farms property offers exceptional space, privacy, versatility, and the opportunity to personalize a truly special home.
Location
Lancaster, Los Angeles County, CA 93534
Open on Google Maps ↗Also listed on CRMLS · MLS# SR26183721
Listed by: Fabian Terracciano · RE/MAX All-Pro
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,445
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $84,990 · Loan: $764,910
Average 30-yr fixed rate 6.71% as of Sep 3, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,941
- Property tax (1.25%)
- $885
- Homeowners insurance
- $300
- Mortgage insurance
- $319
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 3, 2026
- 30-year fixed
- 6.71%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Lancaster, CA in context
Lancaster is the largest city in the Antelope Valley and the heart of Mike Watson’s service area, covering ZIP codes 93534, 93535, and 93536. From the historic BLVD downtown to West Lancaster’s master-planned communities and the rural acreage of Antelope Acres, Lancaster offers more housing variety than any other AV city. Whether you’re shopping for your first home, an investment property, or your forever house with a view, the listings below are pulled live from the MLS. If you are evaluating homes in Lancaster, Mike Watson lives and works the Lancaster market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $29,747 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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