42765 Cougar
Big Bear Lake, CA, 92315
$729,000
MLS: IG26213768
Beds
3
Baths
2
Sq Ft
1,731
Lot
0.11 ac
Year Built
2020
MLS #
IG26213768
Days on Market
4
Listed
Oct 1, 2026
Description
Built in 2020 and ideally located in the heart of Moonridge, this immaculate single-story home offers the perfect combination of modern mountain style, comfort and convenience. Just a short walk from the newly improved Moonridge Corridor, enjoy easy access to popular coffee shops, restaurants, the Big Bear Alpine Zoo and shuttle service to Bear Mountain Resort. Inside, the thoughtfully designed floor plan features an open and inviting living space and kitchen accented by custom stonework, warm wood accents and granite countertops, along with surround sound throughout. The spacious primary suite is a true retreat with a large, open bathroom and oversized walk-in closet. Tastefully decorated and exceptionally well maintained, this home is truly move-in ready, just in time for the winter season. Step outside to the private, fully fenced backyard - the ideal space for entertaining or simply enjoying the mountain air. At night, take in views of the Snow Summit lights in the distance. With its newer construction, desirable single-story layout and exceptional location, this is a one-of-a-kind opportunity you won’t want to miss!
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Ali Grant-Shoemaker · RE/MAX BIG BEAR
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,840
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $72,900 · Loan: $656,100
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,507
- Property tax (1.25%)
- $759
- Homeowners insurance
- $300
- Mortgage insurance
- $273
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $25,515 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92315 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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