42798 Cougar
Big Bear Lake, CA, 92315
$389,900
MLS: IG26171095
Beds
2
Baths
1
Sq Ft
840
Lot
0.09 ac
Year Built
1981
MLS #
IG26171095
Days on Market
3
Listed
Aug 6, 2026
Description
Near Bear Mountain Resort • Fenced backyard with included hot tub • Snow Summit and Bear Mountain ski-slope views Updated 2-bedroom, 1-bath Moonridge cabin in Big Bear Lake near skiing, golf, trails, the alpine zoo, shopping, coffee, and dining. The upper-level open-concept living area connects the kitchen and living room beneath a wood-T&G ceiling with exposed beams. A brick wood-burning fireplace creates a central gathering space. Updated within the last three years, the kitchen features granite countertops, custom cabinetry, newer appliances, a gas range, stainless-steel vent hood, breakfast bar, and open shelving. Recent improvements also include upgraded flooring and a remodeled bathroom with a subway-tile tub surround. Interior laundry and forced-air heating add year-round function. The attached 1-car garage provides direct interior access and additional storage. Outdoor living includes an upper balcony, fenced backyard, paver seating and fire-pit area, and an included hot tub installed approximately two years ago. Small views toward the Snow Summit and Bear Mountain ski slopes add to the mountain setting. Near Bear Mountain Resort, Bear Mountain Golf Course, Big Bear Alpine Zoo, Rathbun Creek Trail, and the Moonridge Road shopping and dining corridor. Video tour, Zillow 3D tour, and floor plan are available. Nearby Amenities, * Moonridge Road shopping, coffee, and dining corridor — approximately 0.2–0.4 mi * Rathbun Creek Trail — approximately 0.4 mi; paved trail through the Moonridge corridor ([City of Big Bear Lake][1]) * Big Bear Alpine Zoo — approximately 1.0 mi * Bear Mountain Golf Course — approximately 1.1 mi * Bear Mountain Resort — approximately 1.2 mi
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Daniel Easterby · KELLER WILLIAMS BIG BEAR
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,114
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $38,990 · Loan: $350,910
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,262
- Property tax (1.25%)
- $406
- Homeowners insurance
- $300
- Mortgage insurance
- $146
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $13,647 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92315 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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