42871 Monterey
Big Bear Lake, CA, 92315
$449,000
MLS: OC26149520
Beds
2
Baths
2
Sq Ft
850
Lot
0.18 ac
Year Built
1960
MLS #
OC26149520
Days on Market
12
Listed
Jul 21, 2026
Description
Mountain charm meets unbeatable location in this beautifully furnished Moonridge cabin! Tucked among the towering pines on a spacious, wooded lot, this turnkey 2-bedroom, 1.5-bath retreat is being sold fully furnished, making it ready to enjoy from day one or continue as a successful vacation rental. Inside, you'll be welcomed by soaring open-beam ceilings, warm knotty pine walls, abundant natural light, and a stunning floor-to-ceiling brick fireplace that creates the perfect cozy mountain ambiance. The open-concept living and dining area flows seamlessly into the kitchen, while tasteful updates throughout—including refreshed bathrooms and luxury vinyl flooring—blend modern comfort with timeless cabin character. Step outside to your private deck featuring a hot tub, ideal for relaxing beneath the stars after a day on the slopes or hiking the surrounding trails. The oversized, tree-filled lot provides plenty of space to unwind, entertain, or simply enjoy the peaceful mountain setting. Location couldn't be better! Situated within walking distance of the Big Bear Alpine Zoo and Big Bear Mountain Resort, and just minutes from Big Bear Lake, The Village, shopping, dining, and year-round recreation, this cabin places you in the heart of everything Big Bear has to offer. Moonridge is one of Big Bear's most sought-after neighborhoods thanks to its proximity to Bear Mountain, the Alpine Zoo, hiking trails, and easy access to the lake and Village. Whether you're searching for a weekend escape, full-time mountain home, or an investment opportunity, this turnkey cabin checks all the boxes.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Joseph Newcombe · Alta Realty Group CA, Inc
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,533
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,900 · Loan: $404,100
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,597
- Property tax (1.25%)
- $468
- Homeowners insurance
- $300
- Mortgage insurance
- $168
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $15,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92315 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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