43095 Monterey Street
Big Bear, CA, 92315
(No pictures available yet)
$600,000
MLS: IV26096670
Beds
3
Baths
3
Sq Ft
1,328
Lot
0.12 ac
Year Built
1974
MLS #
IV26096670
Days on Market
8
Listed
May 4, 2026
Description
Serene and quite retreat in Moonridge. Property within walking distance to the Zoo & Golf course. Minutes from Bear Mountain & Snow Summit. This home is 3 levels with 2 good size bedrooms up stairs and jack and jill bathroom and a small deck outside of one the rooms perfect for morning coffee and enjoying the sunrise. Main floor kitchen and full bathroom and a living room with a warm and cosey fire place and large window opening up to a large deck perfect for entertaining. Lower level has a large room with its own entrance if wanted, the laundry room and a bathroom with a shower. A Fenced in backyard large space great for adding a spa and a deck. Lets make this your home today !!
Location
Big Bear, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: JEANNETTE NAVARRO · CRESCENT TREE CORPORATION
Payment estimate
$4,567
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $60,000 · Loan: $540,000
- Principal & Interest
- $3,417
- Property tax (1.25%)
- $625
- Homeowners insurance
- $300
- Mortgage insurance
- $225
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear home with as little as 3.5% down using an FHA loan — roughly $21,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92315 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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