435 Arroyo
Big Bear Lake, CA, 92315
(No pictures available yet)
$399,000
MLS: PW26100893
Beds
3
Baths
1
Sq Ft
856
Lot
0.06 ac
Year Built
1954
MLS #
PW26100893
Days on Market
1
Listed
May 8, 2026
Description
Great location, walking distance to the lake and short drive to the village. This charming A-frame log cabin with wood-burning fireplace, situated on a quiet street and fully furnished will be a perfect vacation home for years to come. The front porch entrance welcomes you to a relaxed, cozy setting with wood floors, living room with chimney, separate dining area, a fully stocked kitchen with stove, fridge, pots and pans. Upstairs you can find 2 bedrooms and a loft bedroom. The guest bedroom and loft has custom built in wooden bed frames giving this cabin a whimsical, storybook feel with a clever use of space. The separate master bedroom with peek-a-boo windows offers privacy and a queen bed. Large outdoor deck is great for summer BBQ's, and entertaining or Relax in the Jacuzzi. Back entrance mudroom is ideal after a long day at the slopes and provides additional storage. This cabin has been a vacation rental for many years and is fully furnished and equipped. Brand new driveway with space for 2 cars.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Linda Durston · Grand Avenue Realty & Lending
Payment estimate
$3,137
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,900 · Loan: $359,100
- Principal & Interest
- $2,272
- Property tax (1.25%)
- $416
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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