4374 Sunset
Phelan, CA, 92371
$550,000
MLS: HD26197018
Beds
4
Baths
3
Sq Ft
2,376
Lot
2.09 ac
Year Built
1989
MLS #
HD26197018
Days on Market
51
Listed
Sep 8, 2026
Description
Beautiful horse property featuring separate living room, TV room, and dining room. The kitchen is large and spacious, equipped with all amenities including a built-in blender. The divided floor plan places the primary bedroom and two others at one end, while the fourth bedroom serves as a guest room at the opposite end with access to a bathroom. One fireplace is in the family room, and another in the master bedroom. Includes a 3-car attached garage and a fully automatic solar-powered gate. Conveniently close to pavement, town, and within the Snowline School District. Bonus features: hot tub, appliances, one storage container (20ft, 40ft STD or 40ft HC), and another storage container (10ft, 6ft proximity). With a full-price offer, the seller is willing to provide buyer credits for closing costs, carpet replacement, and interest rate buydowns.
Location
Phelan, San Bernardino County, CA 92371
Open on Google Maps ↗Listed by: Julian Ojeda · Coldwell Banker Envision
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,479
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $55,000 · Loan: $495,000
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,400
- Property tax (1.25%)
- $573
- Homeowners insurance
- $300
- Mortgage insurance
- $206
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $19,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Phelan, CA 92371 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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