Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

44105 Acacia Street

Lancaster, CA, 93535

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$450,000

MLS: SR26014142

Beds

3

Baths

2

Sq Ft

1,625

Lot

0.24 ac

Year Built

1989

MLS #

SR26014142

Days on Market

78

Listed

Jan 26, 2026

Description

Welcome to this charming single-story home nestled in a quiet cul-de-sac at 44105 Acacia Street in Lancaster. This well-laid-out 3-bedroom, 2-bathroom residence offers 1,625 square feet of comfortable living space, perfect for families, first-time buyers, or those looking to downsize without sacrificing space. Inside a bright and inviting living room featuring a cozy fireplace, ideal for relaxing evenings. The home offers a dedicated dining area, perfect for gatherings and everyday meals. Ceiling fans throughout provide added comfort, while the included appliances make this home truly move-in ready. Enjoy the convenience of a separate laundry room and the ease of single-level living. Outside, you'll find both front and back yards, offering plenty of space for outdoor entertaining, gardening, or simply enjoying the Southern California sunshine. Located in a peaceful neighborhood with easy access to local schools, shopping, and commuter routes, this home is a wonderful opportunity to enjoy comfort, convenience, and value all in one.

Location

Lancaster, Los Angeles County, CA 93535

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Listed by: Manuel Morales · JohnHart Real Estate

Payment estimate

$3,426

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $45,000 · Loan: $405,000

%
Principal & Interest
$2,488
Property tax (1.25%)
$469
Homeowners insurance
$300
Mortgage insurance
$169
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $15,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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