44108 Gadsden Avenue
Lancaster, CA, 93534
$425,000
MLS: OC25163004
Beds
4
Baths
2
Sq Ft
1,509
Lot
0.14 ac
Year Built
1952
MLS #
OC25163004
Days on Market
167
Listed
Jul 19, 2025
Description
This charming 4-bedroom, 2-bath home offers both space and comfort, perfect for family living. Nestled in a sought-after neighborhood near a well-rated elementary school, the residence features generously sized bedrooms, a spacious kitchen ideal for gatherings, a one-car garage, and an additional carport for convenience. Make it yours and start creating lasting memories today.
Location
Lancaster, Los Angeles County, CA 93534
Open on Google Maps ↗Listed by: Carl Hairston · Balboa Real Estate, Inc
Payment estimate
$3,252
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,500 · Loan: $382,500
- Principal & Interest
- $2,350
- Property tax (1.25%)
- $443
- Homeowners insurance
- $300
- Mortgage insurance
- $159
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $14,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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