$399,900
MLS: 26986433
Beds
3
Baths
2
Sq Ft
1,806
Lot
0.20 ac
Year Built
1920
MLS #
26986433
Days on Market
20
Listed
Sep 9, 2026
Description
Two detached homes on one lot in the heart of Lancaster - an excellent opportunity for an investor, owner-occupant, or multi-generational buyer. Unlike a conventional side-by-side duplex, the two detached residences provide separation, privacy, and the feel of two individual homes. The front residence features 2 bedrooms, 1 bathroom, a bonus room, spacious living and dining areas, fireplace, indoor laundry, and a functional kitchen with stainless steel appliances. The rear residence offers 3 bedrooms and 1 bathroom, creating a versatile two-home configuration with separate living spaces and outdoor areas.Stable rental income is currently in place, offering an attractive combination of existing cash flow and future flexibility. Seller may consider delivering one residence vacant depending on offer price and terms, providing a potential opportunity for a buyer to occupy one home while receiving rental income from the other.Situated on an approximately 8,857 SF lot with approximately 1,806 SF of combined recorded living area, the property features two detached residences, fenced outdoor spaces, mature improvements, and convenient on-site parking. The detached configuration provides privacy that is difficult to find in a traditional duplex and creates multiple possibilities for long-term ownership.Ideal for house hacking, extended family living, or a long-term rental investment. Conveniently located near Downtown Lancaster, shopping, transportation, schools, and neighborhood amenities. A compelling opportunity to acquire two separate residences on one parcel at an attractive price point. Buyer to independently verify square footage, bedroom count, permits, zoning, rental information, financing eligibility, and all property characteristics.
Location
Lancaster, Los Angeles County, CA 93534
Open on Google Maps ↗Listed by: Luis Carmona · Forward Real Estate
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,358
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,990 · Loan: $359,910
Average 30-yr fixed rate 7.40% as of Oct 8, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,492
- Property tax (1.25%)
- $417
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 8, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.73%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Lancaster, CA in context
Lancaster is the largest city in the Antelope Valley and the heart of Mike Watson’s service area, covering ZIP codes 93534, 93535, and 93536. From the historic BLVD downtown to West Lancaster’s master-planned communities and the rural acreage of Antelope Acres, Lancaster offers more housing variety than any other AV city. Whether you’re shopping for your first home, an investment property, or your forever house with a view, the listings below are pulled live from the MLS. If you are evaluating homes in Lancaster, Mike Watson lives and works the Lancaster market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $13,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Lancaster, CA 93534 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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