ActiveSingleFamilyResidence

44715 Gingham

Lancaster, CA, 93535

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$389,999

MLS: OC26058809

Beds

4

Baths

2

Sq Ft

1,170

Lot

0.16 ac

Year Built

1955

MLS #

OC26058809

Days on Market

30

Listed

Mar 19, 2026

Description

Welcome to this beautifully remodeled home located in the heart of Lancaster! This inviting 4-bedroom, 2-bathroom residence blends modern style with everyday comfort, creating the perfect space to call home. Step inside to a bright and open layout featuring updated finishes, refreshed interiors, and a stylish kitchen designed for both daily living and entertaining. The spacious bedrooms offer comfort and flexibility for families, guests, or a home office, while the upgraded bathrooms add a touch of modern elegance. The property showcases great curb appeal with an expansive driveway and move-in ready condition ideal for buyers looking for convenience and value. Located in the growing city of Lancaster, known for its family-friendly communities, parks, and convenient commuter access, this home offers the perfect balance of comfort, lifestyle, and opportunity. Don’t miss your chance to own this beautifully updated home ready for its next chapter!

Location

Lancaster, Los Angeles County, CA 93535

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Listed by: Linda Sinfield · PAK Home Realty

Payment estimate

$3,009

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $39,000 · Loan: $350,999

%
Principal & Interest
$2,157
Property tax (1.25%)
$406
Homeowners insurance
$300
Mortgage insurance
$146
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $13,650 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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