44811 Rock Island
Lancaster, CA, 93535
$469,900
MLS: SR26165745
Beds
4
Baths
3
Sq Ft
1,871
Lot
0.36 ac
Year Built
1988
MLS #
SR26165745
Days on Market
0
Listed
Jul 29, 2026
Description
Welcome to this beautiful two-story home tucked away on a quiet cul-de-sac. The functional floor plan offers four bedrooms and 2.5 bathrooms, including three bedrooms and two full bathrooms upstairs, plus one bedroom and a half bathroom downstairs. The kitchen features granite countertops, and the home has been freshly touched up throughout. Situated on an expansive lot of more than 15,000 square feet, the huge backyard provides plenty of space for entertaining, outdoor activities, gardening, or creating your own private retreat. A detached bonus room in the backyard offers flexible space for a home office, guest room, hobby area, or storage. Bonus room may be unpermitted; buyers are advised to independently verify permits, square footage, and intended use. A wonderful opportunity in a peaceful neighborhood--come see everything this property has to offer!
Location
Lancaster, Los Angeles County, CA 93535
Open on Google Maps ↗Also listed on GAVAR · MLS# 26005871
Listed by: Filemon Rodriguez · Z Real Estate
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,661
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $46,990 · Loan: $422,910
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,695
- Property tax (1.25%)
- $489
- Homeowners insurance
- $300
- Mortgage insurance
- $176
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Lake Los Angeles, CA in context
Lake Los Angeles is an unincorporated east-AV community in ZIP 93535, about 20 minutes east of Palmdale. Buyers come here for the most house-per-dollar in the AV — half-acre to multi-acre lots, fewer HOAs, and a quiet semi-rural pace. Many listings include desert acreage suitable for horses, RVs, or future expansion. Mike Watson knows the Lake Los Angeles and east-AV acreage market and has guided buyers here since 2005. If you are evaluating homes in Lancaster, Mike Watson lives and works the Lake Los Angeles market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $16,447 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Lancaster, CA 93535 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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