ActiveSingleFamilyResidence

451 Cedar Lane

Sugarloaf, CA, 92386

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$324,500

MLS: IG26105210

Beds

2

Baths

1

Sq Ft

936

Lot

0.11 ac

Year Built

1977

MLS #

IG26105210

Days on Market

15

Listed

May 28, 2026

Description

Charming and full of character, this single-story Sugarloaf cabin offers the perfect blend of cozy mountain living and proven investment potential. With a successful track record as a short-term rental grossing over $30K annually and earning consistent 5-star reviews, this 2 bedroom, 1 bath retreat is situated on a fully fenced, well treed 5,000 sq. ft. lot. The property features a covered front deck, small rear deck, spacious backyard, and ample parking. Inside, you'll find an inviting great room with vaulted cedar ceilings and walls, a classic brick fireplace, mid-century accents, and abundant natural light throughout. The well-appointed kitchen includes updated stainless steel appliances, including a gas stove, refrigerator, and dishwasher. Both bedrooms offer comfortable accommodations and workspace potential for remote work. Additional features include a separate laundry area with full-size washer/dryer hookups, newer flooring, and recent exterior stain and paint. Conveniently located near hiking trails, ski resorts, and everything else Big Bear has to offer.

Location

Sugarloaf, San Bernardino County, CA 92386

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Listed by: GARY DOSS · COMPASS

Payment estimate

$2,610

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $32,450 · Loan: $292,050

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$1,850
Property tax (1.25%)
$338
Homeowners insurance
$300
Mortgage insurance
$122
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $11,358 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Sugarloaf, CA 92386 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.