548 Moreno Lane
Sugarloaf, CA, 92386
$299,000
MLS: OC25236404
Beds
2
Baths
1
Sq Ft
840
Lot
0.05 ac
Year Built
1979
MLS #
OC25236404
Days on Market
189
Listed
Oct 13, 2025
Description
Nicely remodeled Gambrel style home has been upgraded with a new kitchen, including stainless steel appliances, granite counters and new cabinetry, updated lighting fixtures, ledger stone facing on the fireplace, dual pane windows, upgraded doors and hardware, new flooring, and paint (inside and out). 2 large bedrooms with spacious closets upstairs and pantry/storage area downstairs. All furnishings and supplies are included. Composite deck in front and a huge shed in the fully fenced back yard. Newer roof, level parking. The front deck is perfect for relaxing and entertaining while enjoying the natural surroundings. Take advantage of the endless nearby national forest trails for morning walks. You will love the cool summers for biking and hiking, not to mention the winter sports and year-round adventure that make this resort community so desirable. Just a short stroll to Sugarloaf’s General Store, Kallans Bar & Grill, and local events. Excellent turnkey investment currently managed by Cool Cabins, or just your personal mountain escape, or both! Located in one of Big Bear’s most peaceful and charming communities, just minutes from Big Bear Lake, the Village, hiking and biking trails, renowned ski resorts Snow Summit and Bear Mountain, and local shops and eateries. Whether you’re looking for a year-round residence, a mountain retreat, or a savvy short-term rental investment, this property checks all the boxes.
Location
Sugarloaf, San Bernardino County, CA 92386
Open on Google Maps ↗Listed by: Sumer Celaya · Re/Max Coastal Homes
Payment estimate
$2,377
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $29,900 · Loan: $269,100
- Principal & Interest
- $1,653
- Property tax (1.25%)
- $311
- Homeowners insurance
- $300
- Mortgage insurance
- $112
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $10,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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