45123 Palm Lane
Lancaster, CA, 93535
$569,000
MLS: 26004342
Beds
5
Baths
3
Sq Ft
2,815
Lot
0.16 ac
Year Built
2005
MLS #
26004342
Days on Market
15
Listed
Jun 3, 2026
Description
Step into this beautifully updated two-story home where style, space, and comfort come together effortlessly. Fresh interior paint and brand-new wood-laminated flooring set the tone the moment you walk in, giving the entire home a clean, modern feel. The inviting entry opens to a bright, expansive living room that flows into a generous family room--perfect for gatherings, movie nights, or creating your ideal entertainment space. The open-concept kitchen is the heart of the home, featuring a center island, abundant cabinetry, and sleek quartz countertops that offer both beauty and functionality. The backyard is a true bonus: a large, open space with a charming gazebo and a cemented slab already in place for a future covered patio--ideal for outdoor dining, weekend BBQs, or simply relaxing under the California sun. Upstairs, you'll find five well-sized bedrooms, giving everyone the space they need. The primary suite is your private retreat, complete with a walk-in closet and a spacious bathroom featuring a separate soaking tub and shower. This home delivers the room, upgrades, and layout today's buyers want--move-in ready and designed for comfortable living.
Location
Lancaster, Los Angeles County, CA 93535
Open on Google Maps ↗Listed by: Vicenta Ortiz-Ledesma · HomeSmart Evergreen Realty
Payment estimate
$4,353
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $56,900 · Loan: $512,100
- Principal & Interest
- $3,247
- Property tax (1.25%)
- $593
- Homeowners insurance
- $300
- Mortgage insurance
- $213
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 28, 2026
- 30-year fixed
- 6.53%
- 15-year fixed
- 5.87%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Lake Los Angeles, CA in context
Lake Los Angeles is an unincorporated east-AV community in ZIP 93535, about 20 minutes east of Palmdale. Buyers come here for the most house-per-dollar in the AV — half-acre to multi-acre lots, fewer HOAs, and a quiet semi-rural pace. Many listings include desert acreage suitable for horses, RVs, or future expansion. If you are evaluating homes in Lancaster, Mike Watson lives and works the Lake Los Angeles market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $19,915 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 93535 (Lancaster)within ±10% of this home's price and size.
Pending64 DOM$515,900
1311 Herzel Avenue
Lancaster, 93535
$515,900
1311 Herzel
Lancaster, 93535
$519,777
43341 Elizabeth
Lancaster, 93535
Pending81 DOM$519,777
43341 Elizabeth Lane
Lancaster, 93535
$530,000
43406 Rucker
Lancaster, 93535
Active89 DOM$530,000
44103 Sundance Court
Lancaster, 93535
Local Market Stats
See Lancaster, CA 93535 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.