45403 Andale
Lancaster, CA, 93535
$369,800
MLS: CV26025550
Beds
4
Baths
2
Sq Ft
1,237
Lot
0.16 ac
Year Built
1957
MLS #
CV26025550
Days on Market
8
Listed
Feb 15, 2026
Description
4-bedroom, 2-bath home offering exceptional value with major system upgrades. Features include paid-off solar (approx. $37,000 value), newer windows and sliding doors, plantation shutters, a tankless water heater, and mini-split systems in each room for enhanced comfort, efficiency, and energy savings. The fully secured property offers an automatic gate and a spacious driveway with ample parking for multiple vehicles, work trucks, and RV access. The garage is prepped for a possible ADU conversion, featuring mini-split systems and recessed lighting (buyer to verify permits and requirements). Additional upgrades include updated PEX plumbing installed approximately 3 years ago and upgraded electrical with a newer main panel (buyer to verify). While the home may benefit from minor cosmetic updates, it presents an excellent opportunity to add personal touches and build instant equity.
Location
Lancaster, Los Angeles County, CA 93535
Open on Google Maps ↗Listed by: Christopher Scribner · Elevate Real Estate Agency
Payment estimate
$2,923
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $36,980 · Loan: $332,820
- Principal & Interest
- $2,099
- Property tax (1.25%)
- $385
- Homeowners insurance
- $300
- Mortgage insurance
- $139
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 4, 2026
- 30-year fixed
- 6.48%
- 15-year fixed
- 5.79%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Lake Los Angeles, CA in context
Lake Los Angeles is an unincorporated east-AV community in ZIP 93535, about 20 minutes east of Palmdale. Buyers come here for the most house-per-dollar in the AV — half-acre to multi-acre lots, fewer HOAs, and a quiet semi-rural pace. Many listings include desert acreage suitable for horses, RVs, or future expansion. If you are evaluating homes in Lancaster, Mike Watson lives and works the Lake Los Angeles market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $12,943 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Lancaster, CA 93535 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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