4574 Gateshead
Oxnard, CA, 93035
$1,789,000
MLS: SR26064156
Beds
4
Baths
2
Sq Ft
1,804
Lot
0.06 ac
Year Built
1976
MLS #
SR26064156
Days on Market
20
Listed
Mar 30, 2026
Description
Welcome to the highly coveted and very sought-after Mandalay Bay Neighborhood within the Channel Islands Harbor. This south-facing, 1804 square foot home is perfect as your permanent residence or your weekend escape! Not only does this property come with its own private 35ft boat dock, but it also has two levels of decks to enjoy the endless views - a perfect setting to relax, sunbathe, BBQ, and entertain. A private interior courtyard and a double door entry greet you as you enter this wonderful property. The two-story layout places the living room fireplace as the centerpiece of the main level, visible from the entry and framed by large windows and the rising staircase along the opposite wall. In the Mandalay Bay subdivision of Oxnard, this four-bedroom, two-bath home offers the beach lifestyle you have been dreaming of. Enjoy an expansive deck off the rear of the ground floor that connects the kitchen, dining area, and living space in a sequence that keeps daily routines close together. The attached garage provides covered parking and storage just steps from the main entry. Additional ease of living comes from the benefit of having the main bedroom and en-suite bathroom downstairs! Upstairs, the bedrooms and additional open loft with its own deck are all grouped along a single hallway, giving the sleeping quarters a private buffer from the activity below. Step outside onto your private deck and take in the endless views of the waterways. Enjoy a short walk to USA Today's #1 ranked beach for the past three years. Walk off your dock and onto your boat for a short ride to the Yacht Club and great restaurants. Come enjoy coastal living in sunny Southern California. It's all waiting for you here at 4574 Gateshead Bay!
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Lorena Diana · RE/MAX of Santa Clarita
Payment estimate
$12,727
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $178,900 · Loan: $1,610,100
- Principal & Interest
- $9,893
- Property tax (1.25%)
- $1,864
- Homeowners insurance
- $300
- Mortgage insurance
- $671
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $62,615 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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