4704 San Miguel
San Bernardino, CA, 92407
$535,000
MLS: IV26164223
Beds
4
Baths
2
Sq Ft
1,331
Lot
0.20 ac
Year Built
1994
MLS #
IV26164223
Days on Market
4
Listed
Jul 28, 2026
Description
Welcome to this well-maintained corner-lot home in a desirable San Bernardino neighborhood, directly across from a neighborhood park. This spacious 4-bedroom, 2-bathroom residence offers approximately 1,331 square feet of comfortable living space on an expansive 8,800-square-foot lot. The inviting living room features a cozy gas fireplace, while tile flooring throughout provides both style and easy maintenance. The thoughtfully designed floor plan includes a dedicated indoor laundry room, water softener, and direct access to the backyard from the primary bedroom. Outdoors, enjoy mature fruit trees, mountain views, and ample space for entertaining, gardening, or future possibilities. Conveniently located near the 15 and 215 freeways, shopping, schools, and local amenities, this home combines comfort, functionality, and an excellent location.
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Listed by: JOHN RUIZ · JOHN RUIZ, BROKER
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,152
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $53,500 · Loan: $481,500
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,094
- Property tax (1.25%)
- $557
- Homeowners insurance
- $300
- Mortgage insurance
- $201
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $18,725 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92407 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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