48303 20th St. West
Lancaster, CA, 93534
$210,000
MLS: 26007308
Beds
2
Baths
2
Sq Ft
1,600
Lot
—
Year Built
1978
MLS #
26007308
Days on Market
0
Listed
Sep 21, 2026
Description
Take advantage of this RARE OPPORTUNITY to own this move-in-ready LAKEFRONT home in the beautiful, gated 55+Leisure Lake community! This spacious 1600 sq. ft., 2-bedroom, 2-bath home offers stunning lake views, a peaceful setting, and plenty of character! Step inside through the generously sized mudroom, which provides a perfect transition into the main living space. Throughout the home, you'll find warm wood-look laminate flooring, carpet in living room and guest bedroom, and a bright updated kitchen featuring elegant quartz countertops, extensive cabinetry, and plenty of workspace. Just off the kitchen, is an oversized laundry room with excellent storage and enough additional space to serve as a home office, hobby area or craft room. The dining area includes a built-in hutch that adds both character and extra storage. Enjoy picturesque lake views from the living room, kitchen, dining area and hallway creating a relaxing atmosphere throughout the home. Both bathrooms have been tastefully updated including a soaking tub and double sink vanity in the primary bathroom. A walk- in closet in the primary bedroom is an added plus! Outside, the property continues to impress with a charming pebble walkway leading to the front door, a convenient covered side-by-side carport with room for 2 vehicles and a large 10x8 storage shed. Additional updates include replacement windows, exterior paint and an HVAC system installed in 2018. The home was also repiped in 2021. This MUST-SEE home offers a hard-to-find combination of space, updates, storage and lakefront living. Make an appointment today to see this one-of-a-kind property!
Location
Lancaster, Los Angeles County, CA 93534
Open on Google Maps ↗Also listed on CRMLS · MLS# SR26152138
Listed by: Kathy McMillin · Antelope Valley Real Estate & Associates
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$1,849
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $21,000 · Loan: $189,000
Average 30-yr fixed rate 6.95% as of Sep 17, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,251
- Property tax (1.25%)
- $219
- Homeowners insurance
- $300
- Mortgage insurance
- $79
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 17, 2026
- 30-year fixed
- 6.95%
- 15-year fixed
- 6.26%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Lancaster, CA in context
Lancaster is the largest city in the Antelope Valley and the heart of Mike Watson’s service area, covering ZIP codes 93534, 93535, and 93536. From the historic BLVD downtown to West Lancaster’s master-planned communities and the rural acreage of Antelope Acres, Lancaster offers more housing variety than any other AV city. Whether you’re shopping for your first home, an investment property, or your forever house with a view, the listings below are pulled live from the MLS. If you are evaluating homes in Lancaster, Mike Watson lives and works the Lancaster market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $7,350 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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