48303 W 20th Street
Lancaster, CA, 93534
$175,000
MLS: 26007933
Beds
2
Baths
2
Sq Ft
1,248
Lot
2.18 ac
Year Built
1978
MLS #
26007933
Days on Market
5
Listed
Oct 16, 2026
Description
Live luxuriously in your upgraded Leisure Lake model home! Situated in a quiet, gated 55+ community, this beautifully remodeled residence offers resort-style living with over $60,000 in recent upgrades, plus brand-new smart home and functional features added throughout! Enjoy steps-away access to the lake without paying lakefront space rent. Open & Bright Layout: Generous natural light, and seamless laminate flooring continuing seamlessly through both bedrooms. Modernized Chef's Kitchen: quartz countertops, upgraded lighting, stainless steel appliances (refrigerator, stove, and dishwasher included). Smart & Efficient Living: Equipped with a Google Nest Smart Thermostat, Wyze keyless entry locks on front and back doors, upgraded lighting in the dining room and hallway, and newly installed ceiling fans in the living room and both bedrooms for year-round comfort. Exterior & Upgrades: Low-Maintenance Yard: Enclosed by a charming wrought-iron fence with a side porch patio, a backyard sprinkler system on an automatic timer, and a drip irrigation system for effortless plant care. Added Value & Peace of Mind: Brand-new water heater, 3 new exterior electrical outlets. Samsung Smart Washer & Dryer (purchased just 8 months ago) and a modern outdoor shed (4 months old) are Negotiable and available for purchase. Community Amenities: Located just 5 minutes from the 14 Freeway, Leisure Lake Estates features a sparkling pool and spa, clubhouse, walking trails, and an active senior community schedule. Don't miss this turnkey property!
Location
Lancaster, Los Angeles County, CA 93534
Open on Google Maps ↗Listed by: Adriana Willis · Antelope Valley Real Estate & Associates
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$1,638
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $17,500 · Loan: $157,500
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,090
- Property tax (1.25%)
- $182
- Homeowners insurance
- $300
- Mortgage insurance
- $66
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Lancaster, CA in context
Lancaster is the largest city in the Antelope Valley and the heart of Mike Watson’s service area, covering ZIP codes 93534, 93535, and 93536. From the historic BLVD downtown to West Lancaster’s master-planned communities and the rural acreage of Antelope Acres, Lancaster offers more housing variety than any other AV city. Whether you’re shopping for your first home, an investment property, or your forever house with a view, the listings below are pulled live from the MLS. If you are evaluating homes in Lancaster, Mike Watson lives and works the Lancaster market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $6,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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