5095 N. Acacia Avenue
San Bernardino, CA, 92407
$511,185
MLS: IG26180487
Beds
3
Baths
2
Sq Ft
1,035
Lot
0.17 ac
Year Built
1956
MLS #
IG26180487
Days on Market
3
Listed
Oct 16, 2026
Description
Parcel 0154-473-03-0000 with an address of 5095 N. Acacia Ave, San Bernardino, CA 92407 is +/-0.168 Acres and has a 3 Bedroom 2 Bath 1,035 SQFT Ranch style home located in the city limits of Northern San Bernardino. This home has its own power generating photovoltaic Solar System, which is a Sunrun Lease Agreement +/-$93.66 monthly payment. System size is 4.27 kW which is 14 Solar panels that produce +/-6,700 Kilowatts annually. 25 year term with a power on date of 05/17/2019. Beautiful mountain views, paved access via Acacia Ave, and solar system makes this an exceptional opportunity for first time home or future investment.
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Also listed on GAVAR · MLS# 26007972
Listed by: Aaron De Franco · KELLER WILLIAMS REALTY
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,210
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $51,119 · Loan: $460,066
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,185
- Property tax (1.25%)
- $532
- Homeowners insurance
- $300
- Mortgage insurance
- $192
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $17,891 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92407 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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