5116 Silver Clover
Bakersfield, CA, 93313
$415,000
MLS: SR26202280
Beds
3
Baths
2
Sq Ft
1,855
Lot
0.14 ac
Year Built
2006
MLS #
SR26202280
Days on Market
27
Listed
Sep 17, 2026
Description
Welcome home to this SW property featuring a versatile split wing floor plan with 3 bedrooms plus an office that can easily serve as a 4th bedroom ideal for guests, remote work, a playroom, or growing household needs. The inviting kitchen is the heart of the home offering granite countertops with a generous amount of bar top seating and a walk-in pantry, making it perfect for everyday living & entertaining. Enjoy the privacy and flexibility of a desirable split-wing floor plan. This layout creates a peaceful retreat for homeowners while giving family members or guests their own space. Step outside to a beautifully landscaped, lush backyard with a covered patio, an inviting place to relax or gather with family & friends. Conveniently located within walking distance to the neighborhood park, Panama Elementary and very close to Ridgeview High School. Perfectly positioned for today’s busy lifestyle, with nearby Highway 99 access for commuters, shopping, dining and everyday conveniences.
Location
Bakersfield, Kern County, CA 93313
Open on Google Maps ↗Listed by: Laurie McCarty · Coldwell Banker Preferred Realtors
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,474
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,500 · Loan: $373,500
Average 30-yr fixed rate 7.40% as of Oct 8, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,586
- Property tax (1.25%)
- $432
- Homeowners insurance
- $300
- Mortgage insurance
- $156
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 8, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.73%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $14,525 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Bakersfield, CA 93313 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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