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Under ContractSingleFamilyResidence

5261 Reef Way

Oxnard, CA, 93035

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$1,699,000

MLS: 226004806

Beds

3

Baths

2

Sq Ft

1,608

Lot

0.09 ac

Year Built

—

MLS #

226004806

Days on Market

14

Listed

Oct 8, 2026

Description

Coastal Living Meets Exceptional Design -- Just Half a Block from the Beach!Welcome to 5261 Reef Way, a beautifully reimagined single-story coastal retreat ideally situated in the highly desirable Oxnard Shores community, just half a block from the beach. Offering 3 bedrooms, 2 bathrooms, and approximately 1,608 square feet of thoughtfully designed living space, this exceptional residence has undergone an extensive renovation that goes far beyond cosmetic improvements.From the moment you enter, you'll appreciate the home's inviting open floor plan, soaring vaulted ceilings, exposed wood beams, and abundant natural light. The beautifully redesigned kitchen showcases warm natural wood cabinetry, stylish countertops, modern appliances, and designer lighting, creating a perfect balance of contemporary sophistication and relaxed coastal charm. The living and dining areas flow seamlessly together, complemented by a beautiful fireplace and thoughtfully selected finishes throughout.Virtually every aspect of the property has been transformed, including a new roof, windows, doors, air conditioning, garage doors, and completely renovated kitchen and bathrooms. Wide-plank flooring, beautifully appointed bathrooms, updated fixtures, and cohesive designer finishes reflect the quality and attention to detail carried throughout the home.The extensive improvements continue outdoors with beautifully redesigned landscaping and hardscaping, creating inviting spaces for entertaining, relaxing, and enjoying the refreshing ocean air.Ideally located just half a block from the sand and moments from Channel Islands Harbor, waterfront dining, shopping, and recreational activities, this home offers an exceptional opportunity to experience the best of Southern California coastal living.Far more than a cosmetic remodel, 5261 Reef Way represents a comprehensive transformation, combining architectural character, modern amenities, and an extraordinary beachside location. Truly move-in ready and designed to be enjoyed for years to come.

Location

Oxnard, Ventura County, CA 93035

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Listed by: Jeff Trifiro · Paramount Estates

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$13,211

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $169,900 · Loan: $1,529,100

%

Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$10,504
Property tax (1.25%)
$1,770
Homeowners insurance
$300
Mortgage insurance
$637
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Oct 22, 2026

30-year fixed
7.32%
15-year fixed
6.68%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down+

First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $59,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Active and pending listings in ZIP 93035 (Oxnard)within ±10% of this home's price and size.

Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

★#1 Producing Individual Realtor, Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.