5521 Loma
Temple City, CA, 91780
$1,250,000
MLS: WS26084783
Beds
3
Baths
2
Sq Ft
1,565
Lot
0.25 ac
Year Built
1960
MLS #
WS26084783
Days on Market
1
Listed
Apr 21, 2026
Description
Location, location and location. Property locates in the heart of Temple City with excellent Temple City School District. The house is located in a private street and not an easement with single level. The house was total renovated between 2021 and 2022 with new premium materials and work done with detailed workmanship. Property features with 3 bedrooms and 2 bathrooms. Main house is 1565 sq ft and there are two permitted accessory structures 336 sq ft and 80 sq ft per building records available in supplemental listing offering additional use (buyer to verify with the city). Interior presents clean, cohesive and low maintenance finishes that support both daily living. Natural light and visual continuity are strong throughout the house. The following are the updates of the house: New windows and laminated hardwood flooring throughout the whole house, fresh interior and exterior paints, new lighting fixtures, coordinated baseboard molding, ceiling moldings and trim details, The kitchen stands out as a central functional space, designed with scale, storage, and workflow in mind. Cabinetry and countertop layout indicate an emphasis on real usability rather than minimal compliance. The kitchen stands out as a central functional space, designed with scale, storage, and workflow in mind. Cabinetry and countertop layout indicate an emphasis on real usability rather than minimal compliance. Top grade LG extra-large capacity washer/dryer and additional full size Frigidaire upright freezer are included in the sale. Five new split AC systems, Elimination of old, inefficient, and unhygienic ductwork, updated roof, all copper piping beneath the crawl space was fully re-piped using premium-grade copper pipes. There are many upgrades at the property and please refer to the supplemental list for details. Large lot and has big potential to build an ADU. Please do your own due diligence.
Location
Temple City, Los Angeles County, CA 91780
Open on Google Maps ↗Listed by: ALEXANDRA YEUNG · IRN REALTY
Payment estimate
$8,983
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $125,000 · Loan: $1,125,000
- Principal & Interest
- $6,912
- Property tax (1.25%)
- $1,302
- Homeowners insurance
- $300
- Mortgage insurance
- $469
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Temple City home with as little as 3.5% down using an FHA loan — roughly $43,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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