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$495,900
MLS: IG26092416
Beds
3
Baths
2
Sq Ft
1,421
Lot
0.17 ac
Year Built
1955
MLS #
IG26092416
Days on Market
11
Listed
Apr 29, 2026
Description
Completely remodeled home located in North San Bernardino, ideal for a growing family and commuters alike. This 3-bedroom, 2-bath residence features a formal living room and a spacious family room, offering plenty of room for everyday living and entertaining. Conveniently located with easy access to major freeways, it’s perfect for those who commute, while nearby schools within walking distance make daily routines easier for families. The home has been upgraded with new flooring, fresh interior and exterior paint, and a fully renovated kitchen with modern cabinetry and quartz countertops, along with dual-pane windows and a recently replaced shingle roof. Additional highlights include energy-efficient solar panels and a private in-ground swimming pool, perfect for relaxing or hosting family gatherings.
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: Jose Ponce · PONCE & PONCE REALTY, INC
Payment estimate
$3,783
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,590 · Loan: $446,310
- Principal & Interest
- $2,780
- Property tax (1.25%)
- $517
- Homeowners insurance
- $300
- Mortgage insurance
- $186
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 14, 2026
- 30-year fixed
- 6.36%
- 15-year fixed
- 5.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $17,357 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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