573 Spruce
Sugarloaf, CA, 92386
$298,000
MLS: IG26041713
Beds
2
Baths
1
Sq Ft
800
Lot
0.11 ac
Year Built
1964
MLS #
IG26041713
Days on Market
36
Listed
Feb 25, 2026
Description
Turnkey Mountain Retreat + Proven Income Opportunity +Fully Furnished The perfect blend of mountain charm, modern comfort, and a true turnkey investment opportunity. Currently operating as a profitable Airbnb, this fully furnished cabin is ready for its next chapter, whether that’s your personal vacation escape, full-time residence, or income-producing property. Step inside and feel instantly at home with warm wood-beamed ceilings, abundant natural light, and an inviting open-concept living space centered around a stunning stone fireplace. The thoughtfully designed interior showcases updated flooring, a bright kitchen with open shelving and a subway tile backsplash, and comfortable gathering areas ideal for relaxing after a day on the lake or slopes. Offered FULLY FURNISHED, this home includes all appliances, beds with built-in storage, dining table, couches, rugs, décor, foosball table, and more, truly allowing you to turn the key and start earning or start relaxing from day one. Recent upgrades include: Water heater (3 years old) Refrigerator (1.5 years old) Mattresses (2 years old) Couch (less than 1 year old) Spa heating system & pump (less than 1 year old) Furnace fan/blower (just 2 months old) Outside, enjoy a spacious backyard designed for year-round enjoyment, featuring a newer covered gazebo perfect for outdoor dining and entertaining, a private spa, mature trees, and a convenient storage closet connected to the home. Ideally located near Big Bear High School and local parks, just 10 minutes to the lake and 15 minutes to The Village, this property offers both accessibility and a peaceful neighborhood setting. Whether you're looking to build lifelong mountain memories or continue generating strong rental income, this charming cabin delivers comfort, character, and immediate opportunity.
Location
Sugarloaf, San Bernardino County, CA 92386
Open on Google Maps ↗Listed by: Jacquelynn Burner · KELLER WILLIAMS REALTY
Payment estimate
$2,370
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $29,800 · Loan: $268,200
- Principal & Interest
- $1,648
- Property tax (1.25%)
- $310
- Homeowners insurance
- $300
- Mortgage insurance
- $112
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $10,430 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92386 (Sugarloaf) within ±10% of this home's price and size.
$269,420
785 Vista Avenue
Sugarloaf, 92386
$270,000
326 Holmes
Sugarloaf, 92386
$271,000
304 Highland
Sugarloaf, 92386
$275,000
417 Spruce
Sugarloaf, 92386
$275,000
265 Cedar Lane
Sugarloaf, 92386
$279,000
594 Los Angeles Avenue
Sugarloaf, 92386
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.