5805 Moonstone Peak Drive
Bakersfield, CA, 93313
$435,000
MLS: 26669309
Beds
4
Baths
2
Sq Ft
2,089
Lot
0.15 ac
Year Built
2014
MLS #
26669309
Days on Market
8
Listed
Mar 24, 2026
Description
Beautiful 4 bed, 2 bath home with a 3-car garage in desirable Southwest Bakersfield. Features include a custom wrought iron entry gate, contemporary kitchen showcasing granite countertops and generous cabinetry, a butler's pantry plus walk-in pantry, ideal for storage and entertaining. Backyard features Low-maintenance synthetic turf. Located in a great school district and close to shopping, dining, and Sports Village Soccer Complex. Move-in ready and designed for comfortable living!
Location
Bakersfield, Kern County, CA 93313
Open on Google Maps ↗Listed by: Stephanie Carrasco · eXp Realty of Greater Los Angeles
Payment estimate
$3,322
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $43,500 · Loan: $391,500
- Principal & Interest
- $2,405
- Property tax (1.25%)
- $453
- Homeowners insurance
- $300
- Mortgage insurance
- $163
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $15,225 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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