644 Moonstone Court
Upland, CA, 91786
(No pictures available yet)
$520,000
MLS: CV26086746
Beds
3
Baths
2
Sq Ft
1,090
Lot
0.17 ac
Year Built
1963
MLS #
CV26086746
Days on Market
2
Listed
May 4, 2026
Description
Opportunity is knocking — and the price reflects it! This 3-bedroom, 2-bath home is tucked away on a cul-de-sac in an established Upland neighborhood. Inside, you’ll find a living room to gather in, a versatile den great for a home office or playroom, and plenty of room for the family. The home includes an attached 2-car garage, central A/C, a whole-house fan, and mature landscaping that gives the property a welcoming feel. The interior is original and ready for your personal touch — whether you’re an investor or a first-time homebuyer. This Upland cul-de-sac home will not last at this price point. Schedule an appointment to preview today! Additional photos/video tour coming soon.
Location
Upland, San Bernardino County, CA 91786
Open on Google Maps ↗Listed by: Edward Ward · REALTY ONE GROUP WEST
Payment estimate
$3,952
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $52,000 · Loan: $468,000
- Principal & Interest
- $2,915
- Property tax (1.25%)
- $542
- Homeowners insurance
- $300
- Mortgage insurance
- $195
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 14, 2026
- 30-year fixed
- 6.36%
- 15-year fixed
- 5.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Upland home with as little as 3.5% down using an FHA loan — roughly $18,200 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Upland, CA 91786 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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